For years, investors were told that data was the new oil.¹ But here’s the truth nobody wants to admit…
The wells have run dry. Big Tech squeezed every ounce of value it could from cookies and third-party trackers. Regulators have stepped in. Consumers are pushing back. And the old surveillance economy is breaking down faster than anyone expected.
Yet out of this collapse, a new kind of data gold rush is emerging. And it is already minting the next wave of AI fortunes.
This is not about search engines. It is not about social media feeds. It is not about chatbots already priced at sky-high valuations.
This is something different. A consumer-first model that flips the entire data economy upside down.
Instead of giving up personal information for free, users get rewarded for it. Instead of data being locked away in corporate silos, it is structured, valued, and put back into the market through personal AI agents.
These agents can read bills, scan contracts, and turn unstructured information into actionable intelligence. They can trigger payments, negotiate offers, and deliver value back to the user.
That is the opportunity almost no one on Wall Street is talking about.
And here is the kicker. This isn’t a pre-revenue startup making promises.
Billions of dollars have already been processed across its payment rails. Over one million transactions have been executed since migrating to a Bank partner and tens of millions of dollars of interest have been saved by customers using these rails.²
Its most recent filings showed record quarterly revenues and gross margins of 88%.³
Very few companies can say they are already profitable at the core level while stepping into one of the hottest AI growth markets of the decade.
The market hasn’t woken up yet. But once it does, the shockwave could move fast and catch most investors flat-footed.
That company is The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF), a publicly traded fintech and AI hybrid that combines proven payments infrastructure with a ten-year technology license from FutureVault.⁴
The vision is clear. To transform zero-party data into the most valuable commodity of the digital age and put consumers directly in control of it.
And here’s why investors can’t afford to ignore this moment. The convergence of AI agents, payments, and zero-party data is happening now.
The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) already has real revenues, real users, and a licensed technology stack from one of the most advanced digital vault platforms in the world.
The Data Revolution No One Saw Coming
The world’s most valuable resource has always been data.⁵ But the way it has been collected is broken.
Big Tech spied, scraped, and squeezed every ounce of value out of consumers.
Regulators are tearing it down. Consumers are demanding change. And trillions of dollars in advertising and commerce are now searching for a new home.
This is the opening for a different kind of AI play. One that turns the old model upside down.
Instead of giving up data for free, consumers get paid for it. Instead of broad, unfocused AI chatter, intelligent agents are trained on the documents that matter most: mortgages, insurance, bills, and financial contracts.
Imagine an AI agent that can tell you when your mortgage is up for renewal. That can scan your insurance policy and confirm coverage in seconds. That can trigger payments automatically and even deliver personalized offers when you are most likely to need them.

This is not a theory. Billions in payments have already been processed on The FUTR Corporation’s (TSXV:FTRC) (OTCQB:FTRCF) platform. And a ten-year license to FutureVault’s enterprise-grade technology gives this company the backbone for a data engine no one else can match.⁶
Inflection AI raised more than a billion dollars from Microsoft and Nvidia to build something similar.⁷ Their “Pi” agent is positioned as a friendly companion.
But it does not touch payments. It does not reward consumers. And it is private, closed to public investors.
By contrast, The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is live in the public markets today.
It’s conceptualized by G. Scott Paterson, the former Vice Chair of the Toronto Stock Exchange and co-founder of Symbility Solutions and JumpTV, which were sold for hundreds of millions of dollars in 2018.⁸
President Alex McDougall is recognized across the industry as a thought leader in digital assets, payments, data sovereignty and even helped bring the first Canadian dollar stablecoin (Stablecorp’s QCAD) to market in partnership with Coinbase.
And Michael Hilmer, the CEO, has raised over a billion dollars in debt and equity to build dominant fintech and SaaS companies in the past.
Together, this team gives FUTR the kind of pedigree that most startups can only dream of.
Here is how The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) compares:

The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is not chasing hype. Through FUTR Pay, it’s already moving money, building partnerships, and preparing to flip the data economy in favor of consumers. The opportunity for early investors is rare and time-sensitive.
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8 Reasons
Investors Should Be Watching The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF)
1
Billions Already Processed: Over $3 billion has already moved through the FUTR Pay platform, with tens of millions of dollars in interest saved for its consumers.⁹ The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is not a concept. It is an operating business with proven scale.
2
Sticky Recurring Revenue::FUTR Pay helps consumers pay off loans faster, saving interest. That means that their customers aren’t just making one payment and leaving, they are using the rails monthly for years at a time leading to a strong recurring revenue base.¹⁰
3
Record Margins:Gross margins are already at 88%.¹¹ Few small-cap fintechs or AI companies can match that kind of profitability at the unit level..
4
The AI Agent Launch in Q3 2025: This is the real catalyst. The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) will roll out its consumer AI agents in the Q3 of 2025.¹² Each user gets a personal data vault, digital asset wallet and AI agent that can read bills, analyze contracts, and trigger payments.¹³
5
Monetizing Zero-Party Data: This is where FUTR’s story goes from good to potentially explosive. The company isn’t just launching AI agents to organize documents, it’s embedding an entire data economy into its platform. FUTR has signed a Master Services Agreement with the FUTR Foundation to integrate the FUTR Data Protocol and FUTR Utility Token directly into its AI Agent App.¹⁴
6
The AI Agent Megatrend: McKinsey estimates generative AI could add $4.4 trillion a year to the global economy.¹⁵ Early consumer AI apps like Character.ai and Perplexity have already hit tens of millions in revenue. FUTR is positioned to ride this adoption wave with a unique hook: payments and data rewards built in.
7
The Team Behind the Vision: G. Scott Paterson, former Vice Chair of the TSX, built Yorkton Securities into Canada’s top tech bank and sold companies like Symbility Solutions and JumpTV for hundreds of millions. President Alex McDougall, a recognized voice in digital assets and payments, sits on the board of Balance Custody, the country’s largest regulated digital asset custodian and helped bring the first Canadian dollar stablecoin (Stablecorp’s QCAD) to market in partnership with Coinbase. And CEO Michael Hilmer has raised over $1B to build fintech and SaaS platforms. This is a team with a proven record of building, scaling, and exiting.
8
Public and Accessible Now:Unlike Inflection AI, which raised $1.3 billion from Microsoft and Nvidia but is still private, The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is already in the public markets. Investors can potentially position ahead of the Q3 2025 AI agent launch, when this story will hit the radar in a much bigger way.
With seasoned dealmakers like G. Scott Paterson and Alex McDougall at the helm, The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) has both the technology and the leadership to seize this moment. The market hasn’t caught on yet, but when it does, investors who recognized the opportunity early could be holding one of the most compelling AI data stories we’ve seen to date.
How a Payments Company Is About to Flip the Data Economy
It starts with something simple but powerful.
Every household is buried under bills, loans, and contracts. Mortgages. Car payments. Insurance policies. Utility statements. Each one carries deadlines and penalties that punish anyone who slips up.
For decades, people juggled all of this manually. Spreadsheets. Calendar reminders. Scrambling to make payments on time.
The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) built a way out. Its payment rails now handle the flow of everyday obligations across North America.

More than $3 billion in volume has already moved through the system, with over a million transactions completed since its migration to a Bank partner. Every one of those transactions generates revenue.¹⁶
That’s why FUTR is different. This isn’t a concept waiting for traction.
The business is already live, already scaled, and already throwing off record revenue with gross margins of 88%.
But here’s the twist most investors miss. Payments are not just transactions. They are data. Clean, verified, first-party data tied directly to financial behavior. And in a world where regulators are crushing third-party cookies and consumers are demanding control, that kind of information is gold.
Which brings us to the next step in the story.
From Payments to Personal Data Vaults
Hidden inside every mortgage statement, every insurance policy, every utility bill are the details that brands would pay dearly to access. Renewal dates. Coverage limits. Loan balances. Payment histories.
The problem is that this information sits buried in PDFs and email attachments. Unstructured. Hard to use.
The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) solved that problem by securing a 10-year license with FutureVault, one of the leaders in intelligent document processing.¹⁷ That technology can scan a contract, pull out the key details, and transform static paperwork into structured, actionable data.
A mortgage statement becomes a set of fields: rate, term, maturity date, penalties. An insurance policy becomes coverage limits, deductibles, and renewal windows.
All of that flows into a secure, personal vault for each FUTR user. Organized. Structured. And ready to power the next phase of the business: intelligent AI agents that can finally put that data to work.
The Age of AI Agents
Now imagine layering an AI agent on top of that vault.

Not a chatbot that tells jokes or summarizes Wikipedia. A true assistant that reads your mortgage and tells you the renewal date. That scans your insurance policy and flags a gap in coverage. That warns you of a bill coming due and even pays it for you through FUTR Pay.
That’s what The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is building.
These AI agents don’t stop at advice. They can act. They can execute payments because the infrastructure already exists. They can surface offers from vetted partners because the data is structured and timely. And they can reward users for sharing that data when they choose.
This is not science fiction. A beta launch is set for the second half of 2025, seeded by more than 42,000 existing payment profiles.¹⁸ Millions of data points are already flowing into the vaults, training the agents. A broader rollout will follow in early 2026.
For investors, this is the catalyst. This is the moment when the story shifts from steady payments to exponential data monetization.
Monetizing the Data, With Consumers in Control
Here’s how it works.
Consumers upload their documents. FUTR’s vault structures the data. The AI agent makes it usable. And when brands want access, they pay.

But unlike the old world of hidden surveillance and tracking cookies, here the consumer is in control. They choose to share their data, for a set time, with consent. And when they do, they’re rewarded.
The engine that makes this possible is the FUTR Data Protocol and the FUTR Utility Token, announced in partnership with the FUTR Foundation.¹⁹
The protocol sets the price of access. The token is the medium of exchange.
- Consumers earn tokens for contributing valuable data.
- Enterprises can contribute enriched data and earn rewards.
- Brands spend tokens to buy time-bound access to insights and leads.
- And The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) takes a commission on every brand purchase and data transaction.
It’s a flywheel. Users get rewarded. Brands get precision targeting. Enterprises contribute and save on acquisition costs. And FUTR earns revenue every step of the way.
Why This Could Be Disruptive
Think about the shift.
For years, advertisers have chased people with irrelevant ads based on cookies and click trails. That model is broken. Regulators are killing it. Consumers are blocking it. Costs are rising while accuracy drops.
FUTR flips the model.
- Data comes directly from the consumer, verified by real documents and transactions. It’s structured, timely, and consented.
- Brands pay less for higher-quality leads.
- Consumers finally share in the value of their own information.
That’s why The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) could be the bridge between the old, collapsing surveillance economy and a new, consent-driven data economy.
Press Releases
The Window of Opportunity
The building blocks are already in place.
Billions in payments processed. Tens of millions of interest saved. Gross margins approaching 90%. A vault engine licensed for the next decade. A proven leadership team with exits in the hundreds of millions.
Now comes the catalyst: the launch of consumer AI agents that reward users for their data while giving brands the holy grail of precision targeting.
Most investors are still chasing chatbot hype. They haven’t seen this story yet. But when the market wakes up, it won’t take long for the value of a proven payments company evolving into a data-driven AI disruptor to be recognized.
For those who get in early, The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) could be one of the most compelling AI data plays of this decade.
The window is open. But it won’t stay open forever.
How the Market Has Rewarded Similar Stories

SoundHound AI turned its voice agents into real-world products across cars, call centers, and healthcare. Investors rewarded it with billions in market value as revenues surged triple digits. LightOn showed how even modest enterprise platforms can win public market trust, debuting on Euronext as Europe’s first GenAI IPO.
The comps prove the appetite.
Now picture The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) stepping into the same AI boom, but with a foundation those companies never had.
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How Big Is the AI Agent Opportunity?
Wall Street is finally waking up to the fact that generative AI isn’t just another software trend. It’s an economic shockwave. McKinsey estimates AI could add $2.6 to $4.4 trillion every year to global output.²⁵
And at the heart of this surge are not chatbots, but AI agents, systems that perceive context, make decisions, and take action.
The adoption curve is already in motion. Microsoft has rolled agent capabilities directly into its Copilot platform, letting enterprises create custom digital workers for finance, supply chain, and customer service. Salesforce followed with Agentforce, which became generally available this year.²⁶ PayPal is also revamping its tech stack to enable agentic payments, introducing its Agentic AI Toolkit to developers.²⁷ Within months, companies had built more than 10,000 autonomous agents to handle tasks that used to require whole teams of staff.²⁸ Governments are piloting AI agents to streamline compliance and benefits delivery.
Analysts see the same trajectory. Gartner projects that a third of enterprise software will include agentic AI by 2028, up from almost nothing in 2024.²⁹ That’s not a gradual shift, it’s a platform reset.
And it isn’t just the enterprise side. Consumer adoption is happening just as fast.
Startups like Character.ai³¹ and Perplexity AI³¹ have gone from zero to tens of millions of users and meaningful revenue in less than two years.
Voice agents, multimodal assistants, and task-specific bots are now a mainstay of accelerator programs and venture rounds. Venture firms like a16z note that entire classes of startups are being built purely around voice and agent-based models.³²
All of this points to one conclusion. Agents are shaping up to be the “iPhone moment” of this AI cycle – the product that carries the technology from hype to mainstream habit.
This is where The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) enters the picture. FUTR isn’t chasing general chatbots. It is building consumer AI agents tied to two things that matter most: payments and zero-party data.
Why does that matter?
Because the biggest budgets flow where advice turns into action. A chatbot that tells you your mortgage renewal is coming up is interesting. An AI agent that reads the document, triggers the payment, and serves you a refinance offer is worth real money. And when that data is structured, verified, and consented through a personal vault, brands will pay a premium to access it.
The market is forming quickly. Spending is accelerating. And unlike most startups chasing this space, The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is already public, already generating revenue, and preparing to launch its own consumer AI agents into what could be one of the fastest-growing categories in tech history.
From Hundreds of Millions in Exits to the Next AI Breakthrough. Why This Team Gives FUTR an Unfair Advantage
Every breakthrough company has one thing in common. A team that knows how to turn vision into execution.
That’s why the leadership behind The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) matters so much. This isn’t a group of academics tinkering in a lab. These are seasoned operators with track records of scaling fintechs, building platforms, and closing exits worth hundreds of millions.
Start with G. Scott Paterson. In Canadian markets, his name is synonymous with technology finance. As Chair of the Toronto Stock Exchange, he helped shape the ecosystem for emerging growth stories. At Yorkton Securities, he built Canada’s leading tech investment bank. He co-founded Symbility Solutions, which scaled into a $44 million business before being acquired for $162 million. He was also behind JumpTV, a pioneer in streaming long before Netflix, which was sold for $250 million. Few financiers have been this early, this often, in spotting disruptive tech. And now he’s backing FUTR.
Next is Alex McDougall, FUTR’s President. McDougall is one of the most recognized voices in digital assets, payments, and data sovereignty. Alex was the co-founder of Canada Stablecorp, helped bring the first Canadian dollar stablecoin (Stablecorp’s QCAD) to market in partnership with Coinbase. He also sits on the board of Balance Custody, Canada’s oldest and largest regulated digital asset custodian. Today, he’s applying that expertise to build FUTR’s data protocol, token economy, and AI agent strategy.
Rounding out the leadership is Michael Hilmer, the CEO. Hilmer has raised more than $1 billion across fintech and SaaS companies. His specialty is execution by building complex technology platforms and scaling them into market leaders. At The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF), he is taking the rails and vault technology already in place and driving the rollout of AI agents designed to redefine consumer data.
Together, Paterson, McDougall and Hilmer give The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) something rare in the AI market: a team that has already built, scaled, and sold companies that knows exactly how to execute on the next disruption.
Don’t Miss the Next Breakthrough
AI agents are shaping up to be the “iPhone moment” of this cycle. Entire industries are being rewired. Consumer data is becoming the most valuable commodity of the digital age. And The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) is positioned at the center of it with payments, vaults, and AI agents ready to launch.
The groundwork is laid. The leadership is proven. The market is forming right now.
To fully understand this opportunity, it’s important to see the story in detail — from the corporate deck to each new release as it’s announced.
Subscribe to our newsletter today to receive the latest corporate presentation from The FUTR Corporation (TSXV:FTRC) (OTCQB:FTRCF) and stay informed with every news release the moment it goes live.
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*all figures in USD unless otherwise indicated
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